How to make money when unemployed: 4 ways to survive when you can't find a job

Statistics from the General Statistics Office show that each year, hundreds of thousands of people in Vietnam fall into temporary unemployment, especially after layoffs or economic fluctuations. When there is no stable income, the pressure of rent, food, bills, and the anxiety about the future can lead many to a dead end.

Therefore, a highly searched question nowadays is: “what to do to make money when unemployed?”.

In reality, unemployment does not mean you have to wait for opportunities. Many have used this time to create temporary income sources, learn new skills, or try flexible jobs to maintain financial stability before finding a stable job.

In this article, you will find practical ways to survive unemployment, from earning temporary money and managing expenses to maintaining a positive mindset during difficult times. If you are wondering what to do to make money when unemployed, the suggestions below can help you overcome this period more smoothly and proactively.

What to do when unemployed?

Learn about state support programs

When unemployed, many often overlook financial support policies from the state. In fact, this is an important source of support to help you sustain your life while you are still looking for a job.

• Check if you are eligible for unemployment benefits through your local employment service center.

• Prepare necessary documents such as old labor contracts, termination decisions, and insurance records.

• Apply early to receive monthly support, helping to reduce financial pressure when unemployed.

• Also, participate in job counseling and vocational training courses organized by labor agencies to increase your chances of re-entering the labor market.

Leverage community support

In many difficult situations, the community can be a very helpful source of support. Many have overcome unemployment thanks to help from friends, family, or crowdfunding platforms.

• Share your actual circumstances with relatives to receive advice or job opportunities.

• Use crowdfunding platforms if you are experiencing severe financial hardship.

• Join social media groups or professional communities to find temporary jobs and short-term income sources.

• Take advantage of support programs from social organizations or charitable funds if you belong to a group in need of assistance.

Communicate with banks or lenders

If you have loans or credit card debt, proactively contacting your bank can help reduce financial pressure during unemployment.

• Inquire about customer support programs for financial difficulties.

• Request an extension of the repayment period or a reduction in monthly payments.

• Discuss loan restructuring options to avoid incurring penalty fees.

• Check if the bank has a payment deferral program for job loss.

In reality, when facing a period of unemployment, proactively seeking support and managing finances wisely will help you maintain a stable life and have more time to find a suitable new job.

Method 1: Receiving unemployment support: Resources to know

Tip 1: Apply for unemployment benefits

Find and apply for state support programs

When you don't have a stable income, many government support policies can help you reduce daily living expenses. These programs often support essential needs such as food, living costs, or vocational training.

• Access public service portals or employment centers to check for unemployment benefits programs.

• Identify the benefits you may be eligible for, such as food assistance, living assistance, or unemployment benefits.

• Prepare necessary documents such as proof of income, old labor contracts, or insurance records.

• Submit your application as soon as possible to avoid disruption in financial support.

Enroll in food assistance programs for low-income individuals

Some countries have programs to help with food costs for low-income individuals or those who are unemployed. These programs help ensure your basic food needs during difficult times.

• Learn about similar programs that provide food assistance for low-income individuals.

• Apply if you belong to the group of unemployed or low-income workers.

• Use this support to reduce monthly expenses, especially food costs.

Participate in vocational training programs after job loss

Many support programs not only provide financial aid but also help workers learn new skills to re-enter the labor market.

• Enroll in free or subsidized vocational training courses.

• Participate in skill enhancement programs such as technical vocational training, office skills, or digital skills.

• Take advantage of career counseling and job search classes organized by labor centers or social organizations.

• These programs help you receive financial support while increasing your chances of finding a job after unemployment.

Participate in support programs for mass layoffs

In cases where businesses have large-scale layoffs or close down, many special support programs will be implemented to help workers stabilize their lives.

• Workers may be able to participate in retraining courses.

• There are opportunities to take specialized skills training courses or vocational school courses.

• Some programs also provide living expenses during studies so workers can focus on improving their skills.

• This is an opportunity to transition to new industries with high hiring demand.

Tip 2: Receive unemployment benefits

Check eligibility for benefits

If you have recently lost your job, been laid off, or your company has downsized, you may be eligible for unemployment benefits to provide temporary funds while you look for a new job. This is a right for insured workers.

• Check the period you have contributed to unemployment insurance as regulated.

• Determine if the reason for job termination qualifies for unemployment benefits.

• Contact the local employment service center for guidance on procedures.

• Look up information on the public service portal for detailed application procedures.

Prepare application documents for benefits

To expedite the approval process, you should prepare all necessary documents from the outset.

• Application form for unemployment benefits, as per the template.

• Decision on job termination or labor contract termination.

• Social insurance book or insurance contribution information.

• ID card or citizen identification card.

After submitting the application, the authorities will review it, and you may receive monthly support while you are looking for a job.

Utilize the benefit period to find a new job

Unemployment benefits are only a temporary solution, so you should proactively use this time to re-enter the labor market as soon as possible.

• Update your resume and professional profiles.

• Participate in career counseling and skills training courses organized by employment centers.

• Look for temporary or part-time job opportunities to maintain income.

• Actively expand your network to increase your chances of finding a job after unemployment.

Don't hesitate to apply for benefits

Many people feel hesitant to apply for unemployment benefits, but in reality, this is a legitimate right of workers.

• This support is funded by the insurance fund you contributed to during your employment.

• Receiving benefits helps you stabilize your life and find a more suitable job.

• Utilizing this legitimate right is a practical step to overcome the period of unemployment and needing temporary income.

Tip 3: Seek community support when in difficulty

Communicate frankly with family and friends

When facing unemployment or financial difficulties, family and friends are often the most practical source of support. Sharing your situation can help you receive timely assistance.

• Clearly state the expenses that are causing you difficulties, such as rent, food, or utility bills.

• Ask if they can provide temporary financial support, short-term jobs, or accommodation.

• Let them know you are actively looking for a job or improving your skills to change your situation.

Transparency and proactiveness will help people trust and be more willing to support.

Use crowdfunding platforms when necessary

In some urgent cases, you can call for financial support through crowdfunding platforms.

• Create a fundraising page and clearly explain your situation.

• Set a financial goal and update progress regularly.

• Share the fundraising campaign on social media for friends and acquaintances to see.

• Many platforms allow users to donate directly to individuals or events in difficult situations.

Popular fundraising sites allow individuals to solicit financial support from the community for various purposes such as education, personal emergencies, or medical expenses. The GoFundMe platform alone has helped users raise over 30 billion USD since 2010 with over 150 million contributors.

Understand the true purpose of crowdfunding

While crowdfunding is a helpful solution in emergencies, you should use it transparently and responsibly.

• Most fundraising campaigns are typically used for medical expenses, accidents, or particularly difficult circumstances.

• Present information clearly and honestly to build trust with supporters.

• Do not abuse crowdfunding if other financial options are available.

• Check legal regulations in your country of residence, as some places may restrict online fundraising activities.

Tip 4: Ask for loan deferment when unemployed

Proactively contact your bank or financial institution

When unemployed and facing financial difficulties, it's crucial not to remain silent or delay payments, but to proactively contact your bank or lender. Many financial institutions have programs to support customers during difficult times.

• Call your bank or the issuer of your credit card or personal loan directly.

• Clearly state that you are out of work and temporarily unable to make full payments.

• Ask about economic hardship programs.

• Do this as soon as possible to avoid late fees or being categorized as bad debt.

Communicate your financial situation clearly

When speaking with a bank representative, you don't need to overcomplicate the explanation. The important thing is to be straightforward and honest about your situation.

• You can simply say: "I am currently unemployed and unable to pay my loan on time; does the bank have any support solutions?"

• Answer the questions the consultant asks about your current income, debt, and ability to pay.

• Based on that information, they will propose a suitable option for the type of credit card or loan you are using.

Common support options from banks

Depending on each financial institution, you may be offered several solutions to ease financial pressure during unemployment.

• Extend the repayment period or loan term.

• Reduce the monthly payment amount temporarily.

• Temporarily postpone payments for a few months if you are in serious difficulty.

• Adjust the repayment plan to avoid incurring penalties.

Be cautious when continuing to use credit cards

If you are unemployed but still using credit cards or taking out loans, you need to be especially careful to avoid falling into a debt spiral.

• Only use cards for truly essential expenses.

• Avoid unnecessary purchases when you don't have a stable income source.

• In some cases, the bank may require a loan guarantor.

• If you don't have a guarantor, you may have to use collateral such as a car or house, which comes with the risk of asset seizure if you can't repay the debt.

Method 2: Tips for reducing expenses when unemployed

Tip 1: Plan your spending when unemployed

Record all expenses to control your money

When unemployed with unstable income, the first thing to do is accurately track where your money is going. This helps you identify unnecessary expenses to cut them in time.

• Create a daily expense logbook or use a financial management app.

• Record every amount spent, no matter how small, like coffee or parking fees.

• Categorize each expense as essential spending or non-essential spending.

• This helps you clearly see your spending habits and easily adjust them when unemployed and needing to save money.

Identify essential expenses

After recording, the next step is to identify the mandatory expenses that must be maintained to ensure a basic livelihood.

• Daily food and grocery expenses.

• Housing costs like rent or mortgage payments.

• Electricity, water, internet, and basic utilities.

• Other mandatory expenses related to health or commuting for job searching.

These expenses should be prioritized in your budget when you are trying to survive unemployment.

Cut down on non-essential expenses

When funds are limited, temporarily eliminating entertainment or luxury spending is necessary.

• Limit going to the movies, eating out frequently, or unnecessary shopping.

• Temporarily suspend recurring paid services like gym memberships, entertainment platforms, or club memberships.

• Avoid buying luxury items or new tech gadgets until you have a stable income source.

• Only keep expenses that are truly essential for basic living.

Set a monthly spending budget

After identifying essential expenses, you should create a clear spending plan for each month.

• Calculate the total amount of money you have left or can use each month.

• Allocate that money to essential spending categories.

• Set aside a small amount for unexpected expenses.

• Review your expense log weekly to ensure you are on track.

Tip 2: Cut costs when unemployed

Review and cancel monthly subscriptions

One of the quickest ways to save money when out of work is to review all recurring fees. Small amounts each month can add up to a significant sum.

• Check monthly service subscriptions like entertainment, apps, gym memberships, or streaming platforms.

• Determine which services are truly essential and which can be paused for a few months.

• Cancel unnecessary subscriptions to reduce financial pressure when unemployed with no income.

• Prioritize keeping services that support your job search or work.

Reduce entertainment and TV costs

Many families spend a significant amount of money on TV or entertainment services. When needing to save, this is an expense to consider cutting.

• Cancel or downgrade your cable TV package if the cost is too high.

• Replace it with lower-cost streaming platforms.

• Only keep entertainment services you truly use.

• This significantly reduces costs when you are trying to survive during unemployment.

Optimize phone and internet costs

Phone and internet are often necessary expenses, especially when you are job searching or working online. However, there are still ways to reduce costs.

• Consider switching to a cheaper phone plan or a lower-cost carrier.

• Reduce data usage if you don't use much.

• Use free Wi-Fi at libraries, coffee shops, or public spaces when needed.

• Compare plans before switching to avoid hidden fees.

Prepare for maximum savings options

In cases where finances become too difficult, you may need to implement more drastic saving measures.

• Consider pausing internet or non-essential devices.

• Limit spending on expensive tech gadgets or services.

• Proactively inform family or friends about your situation if you need support.

• Focus on basic expenses such as food, housing, and essential living costs.

Tip 3: Reduce transportation costs when unemployed

Limit personal vehicle use

Transportation costs, especially fuel and vehicle maintenance, can take up a significant portion of your monthly budget. When unemployed and needing to save money, reducing how often you use your personal car will help you save significantly.

• Plan before going out to combine multiple errands into one trip.

• Avoid separate trips for small tasks like shopping, paying bills, or meeting friends.

• Prioritize travel only when truly necessary to reduce fuel costs and vehicle wear and tear.

• Optimizing your travel schedule helps you better control living expenses when you don't have a stable income source.

Use more economical transportation

If possible, choose less expensive modes of transportation instead of driving every day.

• Use public transportation when traveling long distances.

• Cycle or walk for short distances.

• Combine multiple tasks into one trip to save on fuel costs.

• These options save money and help reduce living expenses while finding ways to get through unemployment.

Regular vehicle maintenance to avoid large expenses

Basic maintenance helps your car run smoothly and reduces the risk of costly breakdowns.

• Perform regular oil changes as recommended by the manufacturer.

• Check tires, brakes, and other critical vehicle components.

• Timely maintenance helps avoid major issues that could require you to spend a significant amount on repairs.

• A well-maintained car will save fuel and extend its lifespan.

Consider selling your car if finances are too difficult

In cases where finances become too strained, keeping a car can add an extra financial burden.

• Personal cars often incur various expenses like fuel, maintenance, insurance, and parking.

• If you rarely use your car during unemployment, selling it can help increase your emergency fund.

• After that, you can use buses, ride-sharing services, or public transportation when you need to travel.

• This is a difficult decision but sometimes necessary to stabilize finances when you don't know how to make money when unemployed.

Tip 4: Relocate to reduce expenses

Find housing that fits your financial capacity

If your current rent or living expenses are too high compared to your income, moving to a cheaper place can significantly reduce financial pressure. This is a practical step when unemployed and needing to save money.

• Find an apartment or room with lower rent than your current place.

• Consider moving to an area with lower cost of living.

• Look for shared housing or splitting rent with others.

• Reducing housing costs will help you maintain stable finances during your period of unemployment.

Stay temporarily with family or friends

In some cases, the quickest solution to reduce costs is to temporarily live with relatives or friends.

• Ask if family or friends can host you for a short period.

• Agree clearly on living expenses or how you can contribute within your means.

• Use this time to focus on job searching or finding new income sources.

• This can be a way to save a large amount of money while finding ways to get through unemployment.

Explore housing assistance programs

Some organizations or social programs may assist people facing housing difficulties.

• Look into programs for affordable housing or rent assistance.

• Check if you are eligible for housing subsidies.

• Contact social support agencies or employment service centers for guidance.

• These programs can help you reduce housing costs during difficult times.

Maintain a long-term financial stability plan

If you are staying with someone else, consider it a temporary solution and actively work to improve your financial situation.

• Actively look for a new job or temporary ways to earn money.

• Create a budget and savings plan to quickly achieve financial independence.

• Avoid overstaying your welcome to prevent burdening those helping you.

• The goal is to quickly stabilize your life after the period of not knowing how to make money when unemployed.

Tip 5: Keep health insurance when unemployed

Ensure your family still has health insurance

When unemployed and needing to save money, many people consider cutting insurance. However, health insurance is an expense that should be kept because medical treatment costs can be very high if something unexpected happens.

• A single emergency or hospitalization can cost a fortune without insurance.

• Unexpected medical expenses can lead to long-term debt.

• Insurance helps reduce the financial burden if you or a family member needs medical care.

• Therefore, even if you are currently unemployed, you should still try to maintain health insurance for your family.

Find low-cost insurance assistance programs

Many countries have assistance programs for low-income individuals or those who are unemployed to help reduce health insurance costs.

• Look for affordable or subsidized health insurance programs.

• Check if you are eligible to participate in government health assistance programs.

• Contact health authorities or social support centers for procedural guidance.

• This is a solution to help you maintain health protection without increasing financial pressure.

Adjust other types of insurance to reduce costs

In addition to health insurance, you can also adjust other types of insurance to reduce monthly costs.

• Consider increasing the deductible on your home or car insurance.

• A higher deductible often helps reduce monthly premiums.

• Compare insurance plans to find the most suitable option for your current affordability.

• This method helps you temporarily reduce costs during times of financial difficulty.

Consider this a temporary solution only

Adjusting your insurance plan to save money should only be applied for a short period.

• With a higher deductible, you will have to pay more out of pocket if something happens.

• Therefore, this is not a long-term financial strategy.

• After your income stabilizes or you find a new job, you should consider returning to a more suitable insurance plan.

Tip 6: Shop economically when unemployed

Prioritize shopping during promotions

An effective way to reduce living expenses is to only buy essential items when they are on sale. This helps you save significantly on food and necessities every month.

• Keep track of discounts at supermarkets or local stores.

• Compare prices between stores to choose the one with the best price for the same product.

• Make a shopping list before going to the market to avoid buying unnecessary items.

• This habit significantly reduces spending when unemployed and needing to save money.

Use coupons and promotions

Many supermarkets and shopping platforms offer coupons or promotional codes for essential items.

• Look for discount codes or coupons on supermarket apps and e-commerce sites.

• Monitor regular promotions from grocery stores.

• Combine coupons with sales to save more.

• This is a simple way to reduce shopping costs when income is not stable.

Buy in bulk when it truly saves money

Buying in bulk can help reduce costs if you choose the right products.

• Buy frequently used items like rice, noodles, toilet paper, or household goods.

• Check the unit price to ensure it's truly cheaper.

• Avoid buying perishable products in bulk.

• Consider pooling purchases with family or friends to split costs.

Prioritize supermarket private-label products

Many supermarkets offer their own brand of products at significantly lower prices compared to well-known brands.

• Choose supermarket private-label products for basic items.

• These products often have comparable quality but are cheaper.

• Apply this to items like dry goods, spices, and household products.

• This is a common way to reduce monthly food expenses.

Temporarily cut unnecessary items

When you don't know how to earn money when unemployed, you need to focus on your family's basic needs.

• Reduce purchases of soda, snacks, or expensive foods.

• Limit purchases of entertainment or luxury items.

• Focus on essential foods like rice, vegetables, eggs, and basic meats.

• Cutting these small expenses can lead to significant savings in the long run.

Tip 7: Cook at home to save money

Plan meals before going grocery shopping

An effective way to reduce living costs when unemployed and needing to save money is to cook at home instead of eating out. Meal planning helps you control spending and avoid buying unnecessary food.

• Create a weekly meal plan before going to the supermarket or market.

• Only buy the ingredients needed for your planned meals.

• Utilize leftover ingredients for the next meal to avoid waste.

• This method significantly reduces monthly food costs when unemployed.

Bring food from home when going out

Eating out often costs more than preparing food at home. Therefore, you should prepare food before going out for the day.

• Prepare packed lunches or sandwiches to bring along when going to school, job hunting, or working temporarily.

• Bring snacks and drinks to avoid buying small items outside.

• If you're out all day, you can bring a thermos or cooler bag.

• This habit significantly saves on food costs when you don't know how to earn money when unemployed.

Brew your own coffee instead of buying out

A small expense repeated every day can become a large cost over time.

• Instead of buying coffee at a shop every day, make your own coffee at home.

• Prepare coffee to bring with you when you go out.

• By simply cutting back on daily coffee purchases, you can save a significant amount each week.

• This is a small change that yields noticeable results when you are trying to reduce spending during unemployment.

Tip 8: Maximize savings when unemployed

Save electricity, water, and energy at home

When unemployed and needing to save money, small changes in daily habits can significantly reduce monthly bills.

• Limit using air conditioning or heating when not absolutely necessary.

• Utilize natural light during the day to reduce electricity consumption.

• Turn off electrical appliances when not in use to avoid power waste.

• Use water only when necessary and avoid waste in daily life.

• These small habits can significantly reduce monthly utility costs.

Use household resources wisely

Managing household resources well helps you stretch your budget during difficult times.

• Utilize existing items before buying new ones.

• Repair usable items instead of replacing them immediately.

• Limit activities that consume excessive electricity, water, or fuel.

• Small but consistent changes will help you significantly reduce living expenses.

Manage food to avoid waste

Food is one of the biggest expenses in a household budget. Therefore, proper food management will help save significantly.

• Only cook and eat the amount of food sufficient for actual needs.

• Store food properly to prevent spoilage.

• Utilize leftovers for subsequent meals.

• Meal planning helps you reduce food waste.

Eat according to need, not emotion

During stressful periods like unemployment or financial hardship, many people tend to eat emotionally. This not only costs money but also affects health.

• Avoid eating due to boredom or stress.

• Only eat when your body truly needs energy.

• Focus on basic and nutritious foods.

• This habit helps you better control food costs and health.

Tip 9: Prioritize bill payments

Identify essential bills to pay first

When unemployed and funds are limited, you may not be able to pay all bills at once. Therefore, it's crucial to identify the most important expenses to avoid impacting basic living.

• Prioritize expenses related to housing and essential living.

• Rank each type of expense by importance.

• Only pay truly essential bills before considering other expenses.

• This helps you maintain a stable life when unemployed and income is unstable.

Pay essential living expenses first

Expenses directly related to basic needs should be given top priority.

• Rent or mortgage payments.

• Basic electricity, water, gas, and internet bills.

• Food and essential supplies for the family.

• These are expenses that ensure you and your family have stable housing and living conditions.

Next are medical expenses

After securing basic needs, you should prioritize health-related expenses.

• Necessary medical examination and treatment costs or medication.

• Health insurance or healthcare expenses.

• Stable health helps you be able to find work and earn income again.

Pay off debts last

Debts like credit cards or consumer loans should be handled after you have secured your essential needs.

• Credit cards and personal loans.

• Consumer loans do not directly affect daily life.

• If you encounter difficulties, you can contact the bank to request a deferral or adjustment of your loan.

Method 3: Tips for Earning Money While Unemployed in Vietnam

Tip 1: Accept Temporary Work

Be prepared to take a low-paying job for a short period

When unemployed and needing money to cover living expenses, taking a temporary job, even if low-paying, is a practical option. The important thing is to have a source of income to maintain daily life while looking for better opportunities.

• Look for common jobs such as sales, service, delivery, or part-time work.

• Accept a lower salary than your previous job for this temporary period.

• Focus on the goal of maintaining income to pay basic expenses.

• This is a practical solution when you don't know what to do for money when unemployed.

Turn temporary work into a skill-learning opportunity

Even simple jobs can help you gain useful skills for the future.

• Working in retail helps you develop customer service and inventory management skills.

• Working in the food service industry helps improve teamwork and stress management skills.

• These experiences can be added to your resume later.

• Practical skills help you increase your chances of finding a better job in the future.

Continue to look for suitable work

Even with a temporary job, you should still dedicate time to finding work in your field or with better income.

• Spend time each day to search for jobs and submit applications.

• Update your personal profile on recruitment platforms.

• Expand your network to find new job opportunities.

• See your current job as a stepping stone during the period of unemployment.

Tip 2: Sell surplus vehicles to get money

Consider selling unnecessary vehicles

If your family owns more than one vehicle, selling one can quickly improve your finances when unemployed and needing money to cover living expenses.

• Identify the vehicle least used or not truly necessary.

• Selling a car can help you receive a lump sum immediately to cover living expenses.

• It also reduces many related expenses such as fuel, maintenance, insurance, and parking fees.

• This helps ease the financial burden when unemployed and without a stable income.

Evaluate car maintenance costs before deciding

Before keeping or selling a car, you should consider the total monthly cost to maintain the vehicle.

• Calculate expenses such as fuel, repairs, and periodic maintenance.

• Consider the cost of insurance and related fees.

• If these costs take up a large part of your budget, selling the car may be a reasonable choice when needing to save money during unemployment.

Find alternative transportation options

After selling your car, you can still travel using more economical means.

• Use public transportation if available.

• Cycle or walk for shorter distances.

• Use ride-sharing services or carpool when necessary.

• These solutions help reduce travel costs when you don't know what to do for money when unemployed.

Tip 3: Sell items online for money

Utilize household items to earn extra income

When you don't know what to do for money when unemployed, selling items online is a quick way to generate temporary income. Many household items can be sold if they are still in good working condition.

• Check for unused items such as clothes, shoes, electronics, household appliances, or furniture.

• Take clear photos and list them on classifieds platforms or e-commerce sites.

• Set a reasonable price for a quick sale when you urgently need money.

• This can help you get extra money to cover food, rent, or utility bills.

Prioritize selling less important items first

Not all items need to be sold immediately. You should prioritize them by necessity.

• Start with items you no longer use or that hold little value for you.

• Then consider more valuable items if you truly need the money.

• Selling items is sometimes a temporary solution to get through a period of unemployment.

• An item that may not be very important to you could help cover immediate living expenses.

Look for collectible items

Some old items in your house might be worth more than you think.

• Check items like collectibles, antiques, old toys, souvenirs, or rare equipment.

• These items can sometimes sell for hundreds of dollars or more if you find the right buyer.

• Research market prices before listing to avoid selling too cheaply.

• This is a way to get extra money when you need income during unemployment.

Only sell items that still have use value

Not all old items can be sold. Buyers are usually only interested in items that are still useful.

• Ensure the item is still functional and has use value.

• Avoid listing items that are outdated or broken.

• Write clear descriptions of the product's condition to build trust.

• This helps you sell faster and build credibility when selling items online to make money.

Tip 4: Sell handmade items online

Leverage crafting skills to earn money

If you have crafting skills, this is a good way to generate income when you don't know what to do for money when unemployed. Many people have started with simple products and gradually turned it into a stable income source.

• Make products such as handmade jewelry, scented candles, handmade soap, paintings, decorations, or self-sewn clothes.

• Sell them on e-commerce platforms or specialized handmade product platforms.

• Take clear product photos and describe them in detail to increase sales potential.

• Start with small quantities to test market demand.

Calculate costs and set reasonable prices

When selling handmade products, it's important to ensure the selling price covers costs and provides a profit.

• Calculate the total cost of materials, packaging, and shipping.

• Compare prices with similar products on the market.

• Set a suitable price to both attract customers and ensure profitability.

• Avoid selling too cheaply, which would leave you without enough money to reinvest.

Try selling at fairs or craft markets

Besides selling online, you can also sell products directly at local events.

• Find craft fairs or weekend markets to rent a booth.

• Prepare price lists, packaging, and attractive product displays.

• Meeting customers directly helps you better understand market needs.

• This also helps build your personal brand for handmade products.

Start small and grow gradually

Many people have turned crafting into a stable income source after a period of perseverance.

• Start with a few products to test customer feedback.

• Improve design and quality based on market feedback.

• Once sales improve, you can expand to online business or selling on multiple platforms.

• This is a viable option if you are looking to generate income while unemployed.

Tip 5: Rent out a room for extra money

Utilize spare rooms in your house to generate income

If you have a spare room in your house, renting it out is a practical way to earn extra money when you don't know what to do for money while unemployed. Many people have utilized their extra space to create a steady income stream each month.

• Rent out a private room in your house or apartment if it's not being used.

• You can rent it out for short-term or long-term depending on your needs.

• The rent can help you cover rent, utilities, or living expenses.

• This is a popular way to create a passive income source when you're out of work.

List rooms for rent on online platforms

There are now many platforms that make it easy to find renters for your room.

• Post room information on housing rental websites or short-term booking apps.

• Take clear photos and describe the room, location, and amenities in detail.

• Set a reasonable price to easily find tenants.

• These platforms help you quickly connect with people looking for rooms.

Consider carefully before renting out

Having someone else live in your home is a decision that requires careful thought.

• Clearly define the rental period and living conditions from the start.

• Agree on utility costs, house rules, and payment schedule.

• Choose a trustworthy tenant to avoid potential living complications.

• If you only want to rent for a very short time, consider it carefully before deciding.

Tip 6: Take on odd jobs in your area

Offer simple services to the community

When you don't know what to do for money while unemployed, a quick way to generate income is to take on small jobs in your local area. Simple yet useful services are often in demand.

• Walk dogs or pet-sit when owners are away.

• House-sit or babysit by the hour for families in the area.

• Offer house cleaning or hourly cleaning services.

• Care for the elderly or assist with basic daily tasks.

• Do lawn mowing, gardening, or odd jobs around the house.

These jobs usually don't require complex skills and can help you earn quick money during unemployment.

Promote services to find customers

To get more job opportunities, you need to actively promote your services to the surrounding community.

• Print flyers advertising your services and post them in residential areas.

• Post information on community bulletin boards or local resident groups.

• Use social media like local Facebook groups to promote your services.

• Ask friends and acquaintances to refer customers.

Build reputation to get more work

Small community jobs often rely heavily on trust.

• Work punctually and responsibly.

• Maintain a friendly and professional attitude with customers.

• Ask satisfied customers to refer more acquaintances.

• After a while, you can have a steady stream of work from the community.

Tip 7: Sell old items in front of your house

Utilize unused items to earn extra money

When you don't know what to do for money while unemployed, a simple way is to sell items you no longer use around the house. Instead of throwing them away or giving them up, you can turn them into money to cover living expenses.

• Find unused items such as clothes, household goods, books, toys, or small appliances.

• Sort and check their condition to ensure they are still usable.

• Clean up your house while generating temporary income.

• The money earned can be used for food, gas, or essential bills.

Organize a yard sale at home

If you have many items to sell, organizing a yard sale at home can help sell them faster.

• Arrange items neatly and clearly label prices for each item.

• Choose weekends when more people have time to shop.

• Place signs in front of your house or in the residential area.

• Encourage buyers with reasonable prices or discounts for multiple purchases.

Combine direct sales and online sales

To increase the chances of selling more items, you can combine various selling methods.

• Post item information on local community groups.

• Take photos of products and post them on classifieds websites or social media.

• Offer buyers the option to come view in person or reserve in advance.

• This method helps you sell faster when you need money during unemployment.

Method 4: Productive activities when you can't find a job

Tip 1: Apply for jobs every day

Maintain a daily job search routine

When unemployed and without a stable income, job searching should be treated as a full-time job. The more actively you apply, the higher your chances of getting interview invitations.

• Spend at least a few hours each day searching and applying for jobs.

• Monitor new job postings to avoid missing opportunities.

• Prepare your CV and cover letter to send quickly when you see a suitable position.

• Be persistent in applying daily to increase your chances of finding a job soon.

Proactively approach employers

Not all companies post job openings publicly. Therefore, proactive outreach can open up more opportunities.

• Bring your CV to submit directly at companies or stores that are hiring.

• Call or email to ask about job opportunities even if you haven't seen a job posting.

• Ask acquaintances or friends if there are any companies looking for staff.

• A proactive approach helps you stand out from other candidates.

Utilize online job search platforms

Online recruitment sites are important tools that help you access more job opportunities.

• Search for jobs on popular recruitment websites.

• Create a profile and upload your CV online so employers can find you.

• Set up alerts to receive new job postings that match your skills.

• Regularly update your profile to increase the chances of being contacted by employers.

Tip 2: Learn new skills while unemployed

Utilize free time to improve skills

During periods when you don't know what to do for money while unemployed, learning new skills is an effective way to increase your job prospects. Employers often appreciate candidates who use difficult times to develop themselves.

• Enroll in courses that help improve professional or digital skills.

• Learn in-demand skills such as IT, online marketing, sales, or communication skills.

• Further learning shows that you are proactively developing yourself instead of just waiting for job opportunities.

• New skills can help you find a better job or create additional income streams.

Find free or low-cost courses

There are many free or low-cost training programs available for job seekers today.

• Take free online courses on training platforms.

• Look for vocational training programs organized by employment centers or social organizations.

• Many courses offer certificates upon completion, which helps boost your resume.

• This is a way to invest in your future when you are looking to overcome a period of unemployment.

Utilize career support centers

Some organizations and career centers offer many useful services for job seekers.

• Participate in basic skills training courses such as computer and office skills.

• Receive advice on career orientation and CV writing.

• Find information about current job openings.

• These centers help you both learn skills and increase your chances of returning to the labor market.

Build a competitive advantage when applying for jobs

Learning new skills not only helps you fill your time but also helps you stand out when applying.

• Update new skills on your CV or professional profile.

• Apply newly learned knowledge to small projects or temporary work.

• Focus on practical skills that can help you earn money or work immediately.

• This helps you quickly improve your chances of finding a job after unemployment.

Tip 3: Vocational training for employment

Participate in practical vocational training programs

When you don't know what to do to earn money when unemployed, vocational training is an effective way to learn skills and gain employment opportunities. Vocational training programs often allow you to work and learn directly on the job.

• Participate in paid vocational training programs.

• Receive direct guidance from experienced professionals in the industry.

• Learn practical skills during the working process.

• This is a path that helps many people transition to new careers when unemployed.

Find suitable vocational training programs

Currently, there are many vocational training programs for people who are looking for a job or want to switch careers.

• Find information at employment service centers or vocational schools.

• Look at vocational programs in fields such as mechanics, electricity, construction, repair, or technology.

• Many programs offer both training and paid apprenticeships.

• This is a good opportunity to learn new skills while still earning an income.

Leverage on-the-job training

The strength of vocational training programs is that you receive direct training in a real work environment.

• Learn how to work according to the actual processes of the enterprise.

• Accumulate practical experience to add to your job application.

• Build relationships with mentors and colleagues.

• After the training period, many people can be retained for permanent employment.

Tip 4: Start a small business

Utilize skills to generate income

When you don't know what to do to earn money when unemployed, starting a small business can help you generate income while looking for stable employment. Many people have turned their personal skills into actual income sources.

• List the skills you have, such as sales, repair, cooking, design, content writing, or teaching.

• See which skills can be turned into a service or product to sell.

• Start small to reduce financial risk.

• Use social media to find your first customers.

Choose a simple business model

During periods of limited finances, you should choose business models that require little capital and are easy to implement.

• Sell popular products online.

• Provide freelance or home services.

• Operate a small food business or craft business.

• These models help you generate income quickly when unemployed.

Start small and grow gradually

There's no need for large investments at the beginning. The key is to experiment and improve according to market needs.

• Start with a few products or services.

• Listen to customer feedback to improve.

• Reinvest profits to gradually expand operations.

• This helps reduce risk when you are looking for ways to earn money during unemployment.

Build a long-term direction

Some people start small businesses while unemployed and later develop them into their main source of income.

• Focus on areas you are passionate about and have experience in.

• Learn additional business skills such as marketing, sales, and financial management.

• Persistently build your personal brand and credibility with customers.

• This can become a path to help you earn sustainable income instead of just waiting for a job.

Tip 5: Volunteer to gain experience

Participate in volunteer activities to develop skills

When you are unemployed and have limited experience, participating in volunteer activities is a good way to learn new skills and improve your resume. Many employers highly value candidates who actively engage in community activities.

• Participate in volunteer programs at hospitals, community centers, or social organizations.

• Work at animal rescue centers or non-profit organizations.

• Support community events to learn more organizational and teamwork skills.

• These experiences help you gain practical experience when unemployed.

Add value to your resume

Volunteer activities not only have community significance but also help your resume stand out.

• Add volunteer experience to your CV or professional profile.

• Emphasize learned skills such as communication, teamwork, and time management.

• This shows that you actively develop yourself during unemployment.

• Employers often appreciate candidates who have a sense of responsibility to the community.

Expand professional relationships

Volunteering is also an opportunity for you to meet many people and expand your network of contacts.

• Get to know people working in various fields.

• Receive career advice or job opportunities from new contacts.

• Some organizations may even refer you to suitable jobs.

• This helps increase your chances of finding a job after unemployment.

Tip 6: Improve your CV to get a job easily

Review your CV from a recruiter's perspective

If you have submitted many applications but have not received a response, the reason may lie in your resume. Take time to revise it so that your CV clearly demonstrates your value to recruiters.

• Reread your CV and ask yourself what skills recruiters are looking for.

• Highlight experiences and skills relevant to the position you're applying for.

• Remove irrelevant or overly verbose information.

• The goal is to help employers see your strengths in just a few seconds.

Use a professional CV template

A clear and professional CV will make a good first impression.

• Refer to standard job application CV templates on recruitment websites.

• Choose a simple, easy-to-read, and scannable layout.

• Organize content in a common order such as personal information, experience, skills, and education.

• A well-presented CV will help you increase your chances of getting an interview.

Check for spelling and grammatical errors

Small errors in your CV can make recruiters perceive you as careless.

• Proofread to correct spelling, grammar, and word usage errors.

• Ask someone else to proofread to catch errors you might have missed.

• Ensure the content is clear, coherent, and professional.

• A flawless CV helps you make a good impression from the application stage.

Ensure professional CV formatting

The presentation format also significantly impacts whether your CV gets noticed.

• Use common and easy-to-read fonts.

• Maintain appropriate font size and line spacing.

• Avoid using too many colors or complex formatting.

• A neat CV helps recruiters easily read and quickly assess information.

Tip 7: Polish your appearance when applying for jobs

Dress neatly and professionally

When going for a job interview or submitting a CV in person, your appearance is the first impression you make on the recruiter. You don't need expensive clothes, but you do need to ensure a polite and professional look.

• Choose simple and neat business casual attire.

• Men can wear trousers and a collared shirt, or add a jacket or tie if appropriate.

• Women can choose dresses, blouses, or simple office attire.

• Avoid wearing jeans, sneakers, or sandals to an interview.

Keep your appearance clean and tidy

Neatness shows that you are serious and respect the job opportunity.

• Bathe and ensure your hair is tidy before meeting the recruiter.

• Wear clean and ironed clothes.

• Avoid details that create a bad impression, such as wrinkled or dirty clothes.

• A well-groomed appearance helps you make a positive impression from the start.

Find suitable attire at low cost

If your finances are limited during unemployment, there are still many ways to find suitable attire.

• Look for office wear at thrift stores or second-hand markets.

• Borrow appropriate attire from friends or family.

• Choose simple but polite items instead of chasing brands.

• The important thing is that the attire is clean, neat, and appropriate for the work environment.

Tip 8: Keep yourself busy

Avoid falling into despair during unemployment

When unemployed for a long time, many people easily fall into feelings of boredom and demotivation. This can cause you to delay your job search and make the situation more difficult.

• Avoid spending too much time sitting at home and thinking negatively.

• Maintain a routine similar to when you were working.

• Plan each day to stay proactive.

• Keeping a positive pace helps you have the energy to find new job opportunities.

Maintain physical activity and health

Physical activity helps improve mood and maintain a stable spirit during difficult times.

• Walk or do light exercise every day.

• Participate in outdoor activities to reduce stress and improve health.

• Maintaining a healthy lifestyle helps you stay positive when unemployed.

• When you are healthy, you will have more energy to look for a job or learn new skills.

Maintain connection with people around you

Personal relationships can bring more opportunities than you think.

• Stay in touch with friends, family, and former colleagues.

• Participate in community activities or professional events.

• Let people know that you are looking for a job or new opportunities.

• Many job opportunities arise through personal networks.

Tip 9: Seek emotional support

Share with family and friends

When unemployed for a long time, financial and psychological pressure can make you feel lonely or demotivated. Therefore, sharing with loved ones is very important to maintain emotional stability.

• Talk to close family or friends about the difficulties you are experiencing.

• Share your feelings instead of keeping everything to yourself.

• Loved ones can offer advice, encouragement, or even job opportunities.

• Emotional support helps you get through unemployment more easily.

Avoid isolating yourself

A common mistake when unemployed is to detach yourself from social relationships.

• Maintain contact with friends, former colleagues, and acquaintances.

• Participate in social gatherings or chat with people.

• Connection helps you reduce stress and maintain a positive mindset.

• It also opens up opportunities to receive job information or assistance.

Maintain a positive attitude during difficult times

Unemployment is just a temporary phase in many people's careers.

• View difficulties as an opportunity to learn and change direction.

• Focus on what you can control, such as job searching, learning new skills, or earning temporary income.

• Receiving encouragement from loved ones helps you maintain motivation to keep trying.

• This is especially important when you are trying to get through the period of not knowing how to make money while unemployed.

Join unemployment support groups

Find a community to share and receive advice

If you find it difficult to share with family or friends, joining an unemployment support group can help you find empathy and useful advice. People in these groups are often going through similar circumstances, making it easier to understand and support each other.

• Look for unemployment support groups on social media or professional forums.

• Join local community groups for job seekers.

• Share job search experiences, ways to overcome financial and psychological difficulties.

• These groups often help you gain motivation when unemployed.

Learn from the experiences of others in similar situations

In support groups, you can learn a lot of practical experience from others.

• Find out how they found jobs faster or improved their CVs.

• Learn methods for earning temporary income when unemployed.

• Receive information about job opportunities or skill-building courses.

• Exchanging experiences helps you discover many new directions.

Maintain motivation and a positive attitude

One of the major benefits of support groups is helping you stay optimistic during difficult times.

• Receive encouragement from others who are also trying to overcome unemployment.

• Share your job search progress to maintain motivation.

• Not feeling alone helps you maintain a more positive attitude.

• This is crucial when you are trying to navigate the uncertain period of unemployment without income.

Prepare a professional image for your job search

In addition to joining support groups, you should also pay attention to your personal image when attending interviews or career events.

• Choose polite and professional attire when meeting employers.

• Women can wear office trousers, skirts, or elegant dresses.

• Prioritize neat, clean, and appropriate attire for the work environment.

• A professional image helps you make a good impression during your job search.

References

1. United States Department of Agriculture (USDA). Supplemental Nutrition Assistance Program (SNAP). Accessed at: https://www.fns.usda.gov/snap/supplemental-nutrition-assistance-program
2. Debt.org. Paying Debts While Unemployed. Accessed at: https://www.debt.org/jobs/paying-debts-while-unemployed/
3. U.S. Department of Housing and Urban Development (HUD). Official Website. Accessed at: https://www.hud.gov/
4. VICE. How to Handle Unemployment. Accessed at: https://www.vice.com/en/article/how-to-handle-unemployment/
5. Monster. Free Job Training Programs and Career Development Resources. Accessed at: https://www.monster.com/career-advice/article/free-job-training
6. Forbes. Smith, J. (2012). 10 Things You Need to Do While You're Unemployed. Accessed at: https://www.forbes.com/sites/jacquelynsmith/2012/03/21/10-things-you-need-to-do-while-youre-unemployed/
7. Indeed. How to Make a Resume (With Examples). Accessed at: https://www.indeed.com/career-advice/resumes-cover-letters/how-to-make-a-resume-with-examples
8. HelpGuide.org. Job Loss and Unemployment Stress. Accessed at: https://www.helpguide.org/mental-health/stress/job-loss-and-unemployment-stress

Translation: Ashley Wright Nguyen.